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_us-cities-that-offer-more-value-for-retirees.webp "We picked cities across the U.S. that are affordable and offer the amenities retirees value most. Plus, one of them is bound to be close to family.")
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_irs-quietly-changes-the-rule-on-how-your-childrens-inheritance-will-be-taxed.webp "The IRS issued Revenue Ruling 2023-2, which had a substantial impact on estate planning, particularly where an irrevocable trust is involved. In the last decade or so, more families have begun utilizing irrevocable trusts to protect their assets from spend-down in order to qualify for government benefits, such as Medicaid and VA Aid and Attendance.<br/><br/>Prior to the issuance of this ruling, it was unclear whether assets passing to beneficiaries through an irrevocable trust would receive a step-up in basis, thereby eliminating any capital gains taxes that would otherwise be owed. Historically, assets that are disposed of during an individual’s lifetime are subject to capital gains taxes on the increase in value of that asset over time. The amount of capital gains owed is determined largely by the difference between the value at the time of purchase and the value at the time of transfer.")
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_one-in-five-want-to-start-their-own-side-hustle-or-business.webp "More than one in five Brits want to start their own business or side hustle, according to research.<br/><br/>And a third of those want to make the leap within the next two years.<br/><br/>Becoming your own boss and having more flexibility (both 40 per cent) are the top factors for leaving behind the 9 to 5 and focusing on going it alone.<br/><br/>The poll of 2,000 adults found others valued more independence (35 per cent) and a better work-life balance (35 per cent).<br/><br/>The research was commissioned by AXA as part of its Startup Angel competition, where entrants can win two top prizes of £25,000 in funding plus mentoring from successful entrepreneurs.")
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