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The failures of Silicon Valley Bank and peers like First Republic Bank made 2023 the most tumultuous year for the banking industry since the 2008 crisis, but for some small community banks, the chaos hardly registered.<br/><br/>City Holding Co., the parent company of West Virginia's City National Bank with $6.2 billion in assets, is based in the capital city of Charleston, in a region of Appalachia known for coal. West Virginia is a state whose population of 1.8 million is on the decline, but president and CEO Skip Hageboeck sees that as an asset instead of a drawback. Major banks don’t reinvest much in West Virginia and surrounding towns in Virginia, Ohio and Kentucky to compete for customers, and City National has steadily increased its market share. Thanks to its focus primarily on retail banking rather than catering to businesses, just $894 million out of $5.1 billion (17.5%) in deposits are uninsured, according to its most recent call report, compared with 41% of total deposits at all U.S. banks.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/hanktucker/2024/04/04/americas-best-banks-2024/?sh=2fd50226d762<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

America's Top 5 Best Banks 2024

⏲ 2:53 👁 7.5M

Party of 4 K!ds

JP 16TH BIRTHDAY PARTY

⏲ 8 minutes 2 seconds 👁 18K

Party of 4 Fam

THEY HAD TO BE SEPARATED...(SAYING GOODBYE)

⏲ 10 minutes 47 seconds 👁 146.7K

106.7 The Fan D.C. joins Trysta and Nick to voice his concerns over the Commanders and their 2nd overall pick in the NFL Draft

JP Finlay's Concerns with the 2nd pick

⏲ 3:6 👁 3.5M

Party of 4 Fam

Our son JP Has A GIRLFRIEND!!! *CAUGHT ON CAMERA*

⏲ 13 minutes 38 seconds 👁 327.8K

Party of 4 Fam

We CAUGHT our SON talking to a GIRL!!! **SHOCKING**

⏲ 9 minutes 30 seconds 👁 139.1K

Ackman says he could make his final choice closer to the election date, as he wished to preserve his optionality.<br/><br/>Biden does not speak about hostages including Americans, still being held in Gaza, he says.

Bill Ackman Says 'Not Voting For Biden,' Slams President For Inaction On American Hostage Issue: 'Too Focused On Other Talking Points…To Get Re-elected'

⏲ 1:7 👁 1.1M

Party of 4 Fam

LITTLE BROTHER GETS REVENGE ON BROTHER For Not Playing With Him, He Learns His Lesson

⏲ 8 minutes 33 seconds 👁 183.1K

Party of 4tv

WHY DID SHE GO THERE?

⏲ 8 minutes 1 second 👁 35K

But de jp- Team 2 from 4 jp

But de jp- Team 2

⏲ 0:32 👁 20K

Adafruit Industries

JP’s Product Pick of the Week 4 23 24 Crickit HAT for Raspberry Pi RECAP

⏲ 1 minute 👁 229

Party of 4 Fam

I Got ATTACKED By a Killer Mosquito

⏲ 9 minutes 27 seconds 👁 20.3K

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