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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 2M

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN BOUNCED SO PAY ATTENTION!!!

⏲ 23 minutes 4 seconds 👁 4K

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN SUNDAY LIVE AMA DIDI TAIHUTTU

⏲ 1 hour 4 minutes 46 seconds 👁 3.9K

Cryptocurrencies such as bitcoin promise quick profits – an attraction that aids scammers fleecing investors of their funds.

Crypto-scam: Fraudulent Investments

⏲ 1:50 👁 9.7M

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN 52K?THIS IS WHAT I EXPECT NEXT!!

⏲ 27 minutes 39 seconds 👁 5.5K

THE BITCOIN FAMILY Didi Taihuttu

THIS BITCOIN DATA IS SHOWING SOMETHING INTERESTING!!

⏲ 26 minutes 27 seconds 👁 5.2K

Bitcoin fell to around $57,700 in early trading on Wednesday, as the crypto market dropped around 9%. The declines came amid risk-off sentiment ahead of the Fed's interest rate decision later today. Ether dropped below $3,000 while altcoins like Dogecoin and Solana recorded sizable losses. Bitcoin saw its worst monthly performance in April since November 2022. Analysis from 10x Research estimates further downside pressure toward $52,000 based on outflows from the U.S. spot exchange-traded funds.

Bitcoin Plunges to $57,700 Amid Risk-Off Sentiment Ahead of Fed Rate Decision

⏲ 0:36 👁 1.2M

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN DIP BUT THIS IS WAY MORE IMPORTANT!!

⏲ 29 minutes 23 seconds 👁 5.9K

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN IS BORING BUT NOW YOU COULD ALSO DO THIS!

⏲ 20 minutes 32 seconds 👁 4.4K

Crypto washout sends Bitcoin below $58-K ahead of FED decision <br/>

Crypto washout sends Bitcoin below $58-K ahead of FED decision

⏲ 0:38 👁 31.3M

THE BITCOIN FAMILY Didi Taihuttu

IS BITCOIN PREPARING A 20K MOVE?

⏲ 25 minutes 57 seconds 👁 6.4K

THE BITCOIN FAMILY Didi Taihuttu

BITCOIN SHOWS THE NEXT STEP ON THIS CHART!!!

⏲ 22 minutes 13 seconds 👁 4.4K

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